TERMS & CONDITIONS

Online Services
To use Internet Home Banking you must select a Online Banking password, hereafter referred to as your Personal Identification Number (PIN) in order to access your account. You must obtain a separate PIN for each account. If there is a joint owner on your account, the joint owner may request online service and a PIN if one has not already been assigned to the account. With the Online Banking service, you can access your account from any personal computer with Internet access. In addition, within Online Banking, you may also sign up for Bill Payment service.

Online Banking is a service for our members. However, the privileges given under this service may be canceled at any time. You may use this service at any time, seven days a week. There might be some downtime. You are allowed only six (6) transfers by automatic overdraft, telephone transfers, personal computer transfers or preauthorized debits per month from your Regular Shares or Money Market shares under the same account. You may transfer any available balance, unless limited under another agreement.

The Credit Union reserves the right to refuse any transaction that would draw upon insufficient funds, lower an account below a required balance, or exceed the allowable number of transfers.

Use Online Banking to:
You can access your Credit Union accounts and process transactions 24 hours a day, seven days a week. Through Online Banking you can:

  • Make inquiries of your credit union deposit accounts, loan accounts, and mortgage

  • Check account balances.

  • Transfer funds between your checking, regular shares, money market shares, minor shares, or loan accounts.

  • Make check inquiries and view copies of your checks.

  • Place stop payment orders.

  • Customize - Change your Online Banking PIN and your e-mail address registered with us.

  • Request additional services, such as: change of address, change Audio Teller PIN, set up automatic transfers between Home Banking accounts and automatic transfer to pay Home Banking loans.

  • Open additional share accounts, under your existing account structure in which you have provided us with a signed membership agreement.