Lending Rates
NEW & Used Vehicles
Loan Type
APR as low as
Term
New & Used Vehicles
4.99%
up to 72 months
New & Used Vehicles
5.99%
up to 84 months
New Vehicles
7.99%
up to 96* months
Recreation
Loan Type
APR as low as
Term
New & Used Boats, RV's, Motorcycles
6.99%
up to 72 months
New & Used Boats, RV's, Motorcycles
7.99%
up to 84 months
New Boats, RV's, Motorcycles
9.99%
up to 96* months
Other
Loan Type
APR as low as
Term
Line of Credit
13.70%
N/A
Gold Star Loan
14.20%
up to 48 months
Personal Loans
13.45%
up to 60 months
Rates are subject to change without notice. *APR = Annual Percentage Rate
Loan approval is based on creditworthiness. Rates effective on 01/05/2026
*96-month terms are available exclusively for A-tier members and apply only to new vehicles, RVs, motorcycles, or boats.