Lending Rates
NEW & Used Vehicles
Loan Type
APR as low as
Term
New & Used Vehicles
5.80%
up to 36 months
New & Used Vehicles
5.80%
up to 48 months
New & Used Vehicles
5.80%
up to 60 months
New & Used Vehicles
5.80%
up to 72 months
New & Used Vehicles
6.80%
up to 84 months
New Vehicles
8.80%
up to 96* months
Recreation
Loan Type
APR as low as
Term
New & Used Boats, RV's, Motorcycles
7.80%
up to 36 months
New & Used Boats, RV's, Motorcycles
8.00%
up to 48 months
New & Used Boats, RV's, Motorcycles
8.80%
up to 60 months
New & Used Boats, RV's, Motorcycles
9.00%
up to 72 months
New & Used Boats, RV's, Motorcycles
9.80%
up to 84 months
New Boats, RV's, Motorcycles
11.80%
up to 96* months
Other
Loan Type
APR as low as
Term
Line of Credit
13.70%
N/A
Gold Star Loan
14.80%
up to 48 months
Personal Loans
12.80%
up to 60 months
Rates are subject to change without notice. *APR = Annual Percentage Rate
Loan approval is based on creditworthiness. Rates effective on 05/01/2025
*96-month terms are available exclusively for A tier members and apply only to new vehicles, RVs, motorcycles, or boats.