Rates

Loans

Loans
Loan Type Rate APR* Term
New & Used Vehicles 2.50% 2.50% 36
New & Used Vehicles 2.75% 2.75% 48
New & Used Vehicles 60 Months 2.95% 2.95% 60
New & Used Vehicles 72 Months 3.05% 3.05% 72
New & Used Vehicles 84 Months 3.95% 3.95% 84
New & Used Boats and Motorhomes 2.75% 2.75% 48
New & Used Motorcycles up to 72 Months based on credit 3.05% 3.05% 72
Line of Credit 9.99% 9.99% n/a
Gold Star Loan 9.99% 9.99% 48
Short Term Signature 8.49% 8.49% 24
Long Term Signature 9.99% 9.99% 60

Mortgage

Home Equity
Rate Points APR*
as low as 4.50% APR 0 as low as 4.50%
Real Estate – 30 year
Rate Points APR*
call for rate 0 call for rate
Real Estate – 15 year
Rate Points APR*
call for rate 0 call for rate

Savings

Savings
Savings Dividend Rate APY* Term
Savings ($200 & up) .20% .20% 3
Kirby Kangaroo .20% .20% 3
CU Succeed .20% .20% 3
Checking .10% .10% 1
Money Market Investment Account – $2,500 – $9,999.99 .20% .20% 1
Money Market Investment Account – $10,000.00 – $24,999.99 .25% .25% 1
Money Market Investment Account – $25,000.00 – $49,999.99 .30% .30% 1
Money Market Investment Account – $50,000.00 – $99,999.99 .35% .35% 1
Money Market Investment Account – $100,000.00 or more .40% .40% 1

Certificates

Certificates
Certificate Type Dividend Rate APY* Term
3 Month Certificate – $1000 Minimum .25% .25% n/a
6 Month Certificate – $2500.00 Minimum .35% .35% n/a
12 Month Certificate – $5000.00 Minimum .55% .55% n/a
18 Month Certificate – $5000.00 Minimum .60% .60% n/a
24 Month Certificate – $5000.00 Minimum .65% .65% n/a
36 Month Certificate – $5000.00 Minimum .75% .75% n/a
48 Month Certificate – $5000.00 Minimum .80% .80% n/a
60 Month Certificate – $5000 Minimum .90% .90% n/a
Kidicate  Р$100 minimum 1.15% 1.17% 24
IRA Share .25% .25% n/a
6 Month IRA Certificate – $1000 Minimum .35% .35% n/a
12 Month IRA Certificate – $1000 Minimum .55% .55% n/a
18 Month IRA Certificate – $1000 Minimum .60% .60% n/a
24 Month IRA Certificate – $1000 Minimum .65% .65% n/a
36 Month IRA Certificate – $1000 Minimum .75% .75% n/a
48 Month IRA Certificate – $1000 Minimum .80% .80% n/a
60 Month IRA Certificate – $1000 Minimum .90% .90% n/a
Roth IRA Share .25% .25% n/a
Roth 6 Month IRA Certificate – $1000 Minimum .35% .35% n/a
Roth 12 Month IRA Certificate – $1000 Minimum .55% .55% n/a
Roth 18 Month IRA Certificate – $1000 Minimum .60% .60% n/a
Roth 24 Month IRA Certificate – $1000 Minimum .65% .65% n/a
Roth 36 Month IRA Certificate – $1000 Minimum .75% .75% n/a
Roth 48 Month IRA Certificate – $1000 Minimum .80% .80% n/a
Roth 60 Month IRA Certificate – $1000 Minimum .90% .90% n/a

Rates are subject to change without notice.
*APR = Annual Percentage Rate