Rates

Loans

Loans
Loan Type Rate APR* Term
New & Used Vehicles 3.50 3.50 36
New & Used Vehicles 3.50 3.50 48
New & Used Vehicles 60 Months 3.50 3.50 60
New & Used Vehicles 72 Months 3.50 3.50 72
New & Used Vehicles 84 Months 4.35 4.35 84
New & Used Boats and Motorhomes 6.25 6.25 48
New & Used Motorcycles up to 72 Months based on credit 6.75 6.75 72
Line of Credit 10.9 10.9 n/a
Special Promotion Signature 6.0 6.0 12
Short Term Signature 8.0 8.0 24
Long Term Signature 9.0 9.0 36

Mortgage

Home Equity
Rate Points APR*
as low as 4.50% APR 0 as low as 4.50%
Real Estate – 30 year
Rate Points APR*
call for rate 0 call for rate
Real Estate – 15 year
Rate Points APR*
call for rate 0 call for rate

Savings

Savings
Savings Dividend Rate APY* Term
Savings ($200 & up) .50 .50 3
Kirby Kangaroo .50 .50 3
CU Succeed .50 .50 3
Checking .50 .50 1
Money Market Investment Account – $2,500 – $9,999.99 .50 .50 1
Money Market Investment Account – $10,000.00 – $24,999.99 .50 .50 1
Money Market Investment Account – $25,000.00 – 49,999.99 .50 .50 1
Money Market Investment Account – $50,000.00 – $99,999.99 .50 .50 1
Money Market Investment Account – $100,000.00 or more .50 .50 1

Certificates

Certificates
Certificate Type Dividend Rate APY* Term
91 day – 5 Month Certificate – $1000 Minimum .75 .75 n/a
6 – 11 Month Certificate – $2500.00 Minimum 1.50 1.50 n/a
12 – 17 Month Certificate – $5000.00 Minimum 2.25 2.25 n/a
18 – 23 Month Certificate – $5000.00 Minimum 2.25 2.25 n/a
24 – 35 Month Certificate – $5000.00 Minimum 2.25 2.26 n/a
36 – 47 Month Certificate – $5000.00 Minimum 2.50 2.51 n/a
48 – 59 Month Certificate – $5000.00 Minimum 2.60 2.61 n/a
60 Month Certificate – $5000 Minimum 2.75 2.76 n/a
Kirby Kangaroo&CU SucceedCertificates -$500.00 Minimum 2.25 2.25 12
IRA Share .50 .50 3
6 – 11 Month IRA Certificate – $1000 Minimum 1.60 1.60 n/a
12 – 17 Month IRA Certificate – $1000 Minimum 2.35 2.35 n/a
18 – 23 Month IRA Certificate – $1000 Minimum 2.35 2.35 n/a
24 – 35 Month IRA Certificate – $1000 Minimum 2.35 2.36 n/a
36 – 47 Month IRA Certificate – $1000 Minimum 2.60 2.61 n/a
48 – 59 Month IRA Certificate – $1000 Minimum 2.70 2.71 n/a
60 Month IRA Certificate – $1000 Minimum 2.85 2.86 n/a
Roth IRA Share .50 .50 3
Roth 12-23 Month IRA Certificate – $2000 Minimum 2.35 2.35 n/a
Roth 24-35 Month IRA Certificate – 2000 Minimum 2.35 2.36 n/a
Roth 36-47 Month IRA Certificate – $2000 Minimum 2.60 2.61 n/a
Roth 48-59 Month IRA Certificate – $2000 Minimum 2.70 2.71 n/a
Roth 60 Month IRA Certificate – $2000 Minimum 2.85 2.86 n/a

Rates are subject to change without notice.
*APR = Annual Percentage Rate