Loans
Loans
| Loan Type |
Rate |
APR* |
Term |
| New & Used Vehicles |
2.50% |
2.50% |
36 |
| New & Used Vehicles |
2.75% |
2.75% |
48 |
| New & Used Vehicles 60 Months |
2.95% |
2.95% |
60 |
| New & Used Vehicles 72 Months |
3.05% |
3.05% |
72 |
| New & Used Vehicles 84 Months |
3.95% |
3.95% |
84 |
| New & Used Boats and Motorhomes |
2.75% |
2.75% |
48 |
| New & Used Motorcycles up to 72 Months based on credit |
3.05% |
3.05% |
72 |
| Line of Credit |
9.99% |
9.99% |
n/a |
| Gold Star Loan |
9.99% |
9.99% |
48 |
| Short Term Signature |
8.49% |
8.49% |
24 |
| Long Term Signature |
9.99% |
9.99% |
60 |
Mortgage
Home Equity
| Rate |
Points |
APR* |
| as low as 4.50% APR |
0 |
as low as 4.50% |
Real Estate – 30 year
| Rate |
Points |
APR* |
| call for rate |
0 |
call for rate |
Real Estate – 15 year
| Rate |
Points |
APR* |
| call for rate |
0 |
call for rate |
Savings
Savings
| Savings |
Dividend Rate |
APY* |
Term |
| Savings ($200 & up) |
.20% |
.20% |
3 |
| Kirby Kangaroo |
.20% |
.20% |
3 |
| CU Succeed |
.20% |
.20% |
3 |
| Checking |
.10% |
.10% |
1 |
| Money Market Investment Account – $2,500 – $9,999.99 |
.20% |
.20% |
1 |
| Money Market Investment Account – $10,000.00 – $24,999.99 |
.25% |
.25% |
1 |
| Money Market Investment Account – $25,000.00 – $49,999.99 |
.30% |
.30% |
1 |
| Money Market Investment Account – $50,000.00 – $99,999.99 |
.35% |
.35% |
1 |
| Money Market Investment Account – $100,000.00 or more |
.40% |
.40% |
1 |
Certificates
Certificates
| Certificate Type |
Dividend Rate |
APY* |
Term |
| 91 day – 5 Month Certificate – $1000 Minimum |
.30% |
.30% |
n/a |
| 6 – 11 Month Certificate – $2500.00 Minimum |
.55% |
.55% |
n/a |
| 12 – 17 Month Certificate – $5000.00 Minimum |
.75% |
.75% |
n/a |
| 18 – 23 Month Certificate – $5000.00 Minimum |
.80% |
.80% |
n/a |
| 24 – 35 Month Certificate – $5000.00 Minimum |
.85% |
.85% |
n/a |
| 36 – 47 Month Certificate – $5000.00 Minimum |
.90% |
.90% |
n/a |
| 48 – 59 Month Certificate – $5000.00 Minimum |
.95% |
.95% |
n/a |
| 60 Month Certificate – $5000 Minimum |
1.00% |
1.00% |
n/a |
| Kidicate – $100 minimum |
1.85% |
1.85% |
24 |
| IRA Share |
.25% |
.25% |
n/a |
| 6 – 11 Month IRA Certificate – $1000 Minimum |
.55% |
.55% |
n/a |
| 12 – 17 Month IRA Certificate – $1000 Minimum |
.75% |
.75% |
n/a |
| 18 – 23 Month IRA Certificate – $1000 Minimum |
.80% |
.80% |
n/a |
| 24 – 35 Month IRA Certificate – $1000 Minimum |
.85% |
.85% |
n/a |
| 36 – 47 Month IRA Certificate – $1000 Minimum |
.90% |
.90% |
n/a |
| 48 – 59 Month IRA Certificate – $1000 Minimum |
.95% |
.95% |
n/a |
| 60 Month IRA Certificate – $1000 Minimum |
1.00% |
1.01% |
n/a |
| Roth IRA Share |
.25% |
.25% |
n/a |
| Roth 6 to 11 Month IRA Certificate – $1000 Minimum |
.55% |
.55% |
n/a |
| Roth 12-17 Month IRA Certificate – $1000 Minimum |
.75% |
.75% |
n/a |
| Roth 18-23 Month IRA Certificate – $1000 Minimum |
.80% |
.80% |
n/a |
| Roth 24-35 Month IRA Certificate – $1000 Minimum |
.85% |
.85% |
n/a |
| Roth 36-47 Month IRA Certificate – $1000 Minimum |
.90% |
.90% |
n/a |
| Roth 48-59 Month IRA Certificate – $1000 Minimum |
.95% |
.95% |
n/a |
| Roth 60 Month IRA Certificate – $1000 Minimum |
1.00% |
1.00% |
n/a |
Rates are subject to change without notice.
*APR = Annual Percentage Rate
