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Rates

Loans

Loans
Loan Type Rate APR* Term
New & Used Vehicles 3.45 3.45 36
New & Used Vehicles 3.45 3.45 48
New & Used Vehicles 60 Months 3.45 3.45 60
New & Used Vehicles 72 Months 3.45 3.45 72
New & Used Vehicles 84 Months 4.30 4.30 84
New & Used Boats and Motorhomes 6.19 6.19 48
New & Used Motorcycles up to 72 Months based on credit 6.49 6.49 72
Line of Credit 10.9 10.9 n/a
Special Promotion Signature 6.0 6.0 12
Short Term Signature 8.0 8.0 24
Long Term Signature 9.0 9.0 36

Mortgage

Home Equity
Rate Points APR*
as low as 3.75% APR 0 as low as 3.75%
Real Estate – 30 year
Rate Points APR*
call for rate 0 call for rate
Real Estate – 15 year
Rate Points APR*
call for rate 0 call for rate

Savings

Savings
Savings Dividend Rate APY* Term
Savings ($200 & up) .50 .50 3
Kirby Kangaroo .50 .50 3
CU Succeed .50 .50 3
Checking .50 .50 1
Money Market Investment Account – $2,500 – $9,999.99 .50 .50 1
Money Market Investment Account – $10,000.00 – $24,999.99 .50 .50 1
Money Market Investment Account – $25,000.00 – 49,999.99 .50 .50 1
Money Market Investment Account – $50,000.00 – $99,999.99 .50 .50 1
Money Market Investment Account – $100,000.00 or more .50 .50 1

Certificates

Certificates
Certificate Type Dividend Rate APY* Term
91 day – 5 Month Certificate – $1000 Minimum .65 .65 n/a
6 – 11 Month Certificate – $2500.00 Minimum 1.10 1.10 n/a
12 – 17 Month Certificate – $5000.00 Minimum 1.30 1.30 n/a
18 – 23 Month Certificate – $5000.00 Minimum 1.40 1.40 n/a
24 – 35 Month Certificate – $5000.00 Minimum 1.64 1.65 n/a
36 – 47 Month Certificate – $5000.00 Minimum 1.99 2.00 n/a
48 – 59 Month Certificate – $5000.00 Minimum 2.24 2.25 n/a
60 Month Certificate – $5000 Minimum 2.49 2.50 n/a
Kirby Kangaroo&CU SucceedCertificates -$500.00 Minimum .25 .25 12
IRA Share .50 .50 3
6 – 11 Month IRA Certificate – $1000 Minimum 1.10 1.10 n/a
12 – 17 Month IRA Certificate – $1000 Minimum 1.45 1.45 n/a
18 – 23 Month IRA Certificate – $1000 Minimum 1.50 1.50 n/a
24 – 35 Month IRA Certificate – $1000 Minimum 1.74 1.75 n/a
36 – 47 Month IRA Certificate – $1000 Minimum 2.34 2.35 n/a
48 – 59 Month IRA Certificate – $1000 Minimum 2.34 2.35 n/a
60 Month IRA Certificate – $1000 Minimum 2.59 2.60 n/a
Roth IRA Share .50 .50 3
Roth 12-23 Month IRA Certificate – $2000 Minimum 1.40 1.40 n/a
Roth 24-35 Month IRA Certificate – 2000 Minimum 1.74 1.75 n/a
Roth 36-47 Month IRA Certificate – $2000 Minimum 2.34 2.34 n/a
Roth 48-59 Month IRA Certificate – $2000 Minimum 2.34 2.35 n/a
Roth 60 Month IRA Certificate – $2000 Minimum 2.59 2.60 n/a

Rates are subject to change without notice.
*APR = Annual Percentage Rate