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Rates

Loans

Loans
Loan Type Rate APR* Term
New & Used Vehicles 2.50% 2.50% 36
New & Used Vehicles 2.75% 2.75% 48
New & Used Vehicles 60 Months 2.95% 2.95% 60
New & Used Vehicles 72 Months 3.05% 3.05% 72
New & Used Vehicles 84 Months 3.95% 3.95% 84
New & Used Boats and Motorhomes 2.75% 2.75% 48
New & Used Motorcycles up to 72 Months based on credit 3.05% 3.05% 72
Line of Credit 9.99% 9.99% n/a
Gold Star Loan 9.99% 9.99% 48
Short Term Signature 8.49% 8.49% 24
Long Term Signature 9.99% 9.99% 60

Mortgage

Home Equity
Rate Points APR*
as low as 4.50% APR 0 as low as 4.50%
Real Estate – 30 year
Rate Points APR*
call for rate 0 call for rate
Real Estate – 15 year
Rate Points APR*
call for rate 0 call for rate

Savings

Savings
Savings Dividend Rate APY* Term
Savings ($200 & up) .20% .20% 3
Kirby Kangaroo .20% .20% 3
CU Succeed .20% .20% 3
Checking .10% .10% 1
Money Market Investment Account – $2,500 – $9,999.99 .20% .20% 1
Money Market Investment Account – $10,000.00 – $24,999.99 .25% .25% 1
Money Market Investment Account – $25,000.00 – $49,999.99 .30% .30% 1
Money Market Investment Account – $50,000.00 – $99,999.99 .35% .35% 1
Money Market Investment Account – $100,000.00 or more .40% .40% 1

Certificates

Certificates
Certificate Type Dividend Rate APY* Term
91 day – 5 Month Certificate – $1000 Minimum .30% .30% n/a
6 – 11 Month Certificate – $2500.00 Minimum .55% .55% n/a
12 – 17 Month Certificate – $5000.00 Minimum .75% .75% n/a
18 – 23 Month Certificate – $5000.00 Minimum .80% .80% n/a
24 – 35 Month Certificate – $5000.00 Minimum .85% .85% n/a
36 – 47 Month Certificate – $5000.00 Minimum .90% .90% n/a
48 – 59 Month Certificate – $5000.00 Minimum .95% .95% n/a
60 Month Certificate – $5000 Minimum 1.00% 1.00% n/a
Kidicate  – $100 minimum 1.85% 1.85% 24
IRA Share .25% .25% n/a
6 – 11 Month IRA Certificate – $1000 Minimum .55% .55% n/a
12 – 17 Month IRA Certificate – $1000 Minimum .75% .75% n/a
18 – 23 Month IRA Certificate – $1000 Minimum .80% .80% n/a
24 – 35 Month IRA Certificate – $1000 Minimum .85% .85% n/a
36 – 47 Month IRA Certificate – $1000 Minimum .90% .90% n/a
48 – 59 Month IRA Certificate – $1000 Minimum .95% .95% n/a
60 Month IRA Certificate – $1000 Minimum 1.00% 1.01% n/a
Roth IRA Share .25% .25% n/a
Roth 6 to 11 Month IRA Certificate – $1000 Minimum .55% .55% n/a
Roth 12-17 Month IRA Certificate – $1000 Minimum .75% .75% n/a
Roth 18-23 Month IRA Certificate – $1000 Minimum .80% .80% n/a
Roth 24-35 Month IRA Certificate – $1000 Minimum .85% .85% n/a
Roth 36-47 Month IRA Certificate – $1000 Minimum .90% .90% n/a
Roth 48-59 Month IRA Certificate – $1000 Minimum .95% .95% n/a
Roth 60 Month IRA Certificate – $1000 Minimum 1.00% 1.00% n/a

Rates are subject to change without notice.
*APR = Annual Percentage Rate