Credit unions are known for their low-cost loans …and ACFCU has some of the lowest rates available to our members. The next time you’re ready to borrow, call ACFCU at 806-358-7561 and talk to one of our Lending Specialists. Or, you may mail, fax, email or bring your application to us. We can finance anything from a new vehicle to a computer to your next home. And, our response time is usually within minutes from the time we receive your request.

So, doesn’t it make sense to get your next loan from ACFCU? …low rates, convenient repayment options, quick response time, and a friendly, caring staff.

New Vehicles

Lots of places offer auto loans, but at ACFCU, you’ll save money and enjoy the ride.

ACFCU has the auto loans you need, new, used and refinanced, but we also have the advice and service you want. Sound different from other places? It should.

Finance new & used vehicles with terms up to 84 months. Talk to one of our qualified Lending Specialists today who will customize a new vehicle loan to fit your budget.

Looking for a new car?

We can help you get everything lined up, beginning with a preapproved loan at a super rate, and assist you in determining a fair purchase price and trade in value. Contact ACFCU today!

Check out to find your the perfect vehicle for you.

Used Vehicles

Let one of our Lending Specialists customized your next USED VEHICLE loan. Or, you may already have your vehicle financed through someone else and want to still take advantage of our low rates by refinancing your vehicle with ACFCU. In many cases, ACFCU can reduce your current interest rate and give you a lower monthly payment.

Remember…we are here to serve your USED VEHICLE financing needs. Call us BEFORE you start shopping to take full advantage of our low rates. Call today at 806-358-7561.

Personal Loans

Signature Loans – Up to 100% of one month’s gross salary with a repayment term up to 36 months.

Saf-T-Line (Line of Credit) – Up to $25,000 limit with payments as low as 2% of the outstanding balance.

All loans subject to credit approval.

Recreational Loans

No matter what type of loan you need or want, ACFCU gives you a variety of terms and rates. Call 806-358-7561 and a Lending Specialist will assist you with current rates or terms that work best for you.

  • Antique cars
  • New and used motor homes
  • New and used travel trailers
  • New and used boats
  • New and used camping trailers
  • New and used motorcycles

Home Loans

Better Home Loans

ACFCU Home Loans provides home loan options that are second to none. Apply Online now if you would like to get moving on your pre-approval.  You can also contact us to answer any questions you have prior to your application.

Whether you are ready to purchase now or 5 years from now let us help put together a plan for buying the home of your dreams. Our goal is to set you up for success through financial advice geared specifically towards the purchase of your new home or refinancing your current home.

Contact Diana Nebhut at 806-358-7561 x 2502 or Lee Robinson at 806-358-7561 x 2501 for more information.

Better Home Equity Loans

Home equity loans are done right here in our ACFCU offices from start to finish.

  • NO Application Fees
  • NO Pre-Payment Penalties

Get the cash you need for whatever expense you can imagine. Stop by any ACFCU location to pick up your application packet today.