FREE - Online Bill Pay
FREE overdraft protection from savings
FREE Pulse Pay transactions
FREE drafting of utilities & reoccurring monthly charges
FREE Audio Teller transactions, 24 hours a day, 7 days a week
Overdraft Line of Credit* available - Apply today!
No minimum balance requirement
No per check charge
No monthly fees
Safe-keeping services for cancelled checks
Direct deposit or payroll deduction into your FREE checking account
$20 NSF fee per item 

Your account begins to earn dividends based on your average daily balance of $1000 or more and is paid quarterly.

How Do I Sign Up?

To sign up for your FREE checking account:

1. Stop by any of the ACFCU locations
2. Call a New Accounts Specialist at (806) 358-7561 ext. 3510
3. Become a member by filling out the membership application


*subject to credit approval

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